Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations, and when you pay using PayPal, up to the quarterly maximum when you activate.
Unlimited 1% cash back on all other purchases – automatically.
Discover will match all the cash back you've earned at the end of your first year, automatically, with no limits.
No annual fee.
You will continue to explore our website
Step into a smarter spending future with the Discover it Cash Back card, a standout financial tool designed for savvy consumers across the United States.
Experience the allure of revolving categories that offer 5% cash back on everyday purchases like groceries, gas, and dining.
This isn’t just a credit card; it’s a gateway to financial rewards and prudent spending.
With its user-friendly benefits and robust cash-back potentials, the Discover it Cash Back card invites you to delve deeper into this financial advantage.
Discover it Cash Back cardholders can capitalize on the 5% cash back feature to strategically save money on essential purchases.
Each quarter, a rotating selection of everyday spending categories allows users to maximize savings by simply activating the offer.
This rotating structure means a user could earn significant cash back over the year when shopping at places like Amazon.com or filling up at gas stations.
Imagine saving on your monthly grocery bill or dining out while your cash back accumulates without additional effort.
Cash back is earned on eligible purchases, offering a practical approach to reducing overall expenditure.
This feature highlights how a credit card can go beyond transactional convenience and play a substantial role in financial planning.
With the Discover it Cash Back card, users enjoy the benefit of earning unlimited 1% cash back on every purchase outside the rotating categories.
No need for activation or spending limits, users can qualify just by making transactions they would already be making.
Whether you are purchasing everyday items or shopping for unexpected necessities, every dollar spent gets rewarded.
This continuous cash back can serve as a small yet steady stream to support your budget throughout the year.
Imagine the potential savings as this cash back accumulates, reinvesting cash back earned into further financial goals.
As users swipe away, they're incrementally cutting costs, making this benefit both a simple and effective financial tool.
You will continue to explore our website
This compelling feature acts as an automatic savings booster.
Imagine you earn $500 in cash back during the year—that's an instant double to $1,000 due to Discover's match.
Unlike other cards with points that might lose value or restrict usage, this match directly translates into real dollars.
Best of all, there’s no cap on the matching amount, meaning the more you spend, the greater the savings.
Whether you're using the card for daily expenses or special purchases, the potential end-year windfall promotes more conscious, rewarding spending.
The absence of an annual fee directly enhances your financial savings.
Many credit cards charge fees as high as $95 per year or more, eating into any rewards or benefits gained.
With Discover it Cash Back, users enjoy the card's features without this recurring cost.
This makes it financially accessible for both first-time credit card holders and seasoned users.
Imagine liberating those funds for other needs, like savings or investment.
Ultimately, no annual fee allows cardholders to maximize cash back without the upfront cost often associated with similar reward cards.